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If you sat down and counted up all of the decisions you have to make as a business owner on a daily basis, you’d quickly run out of fingers and toes. From which employees to schedule when to where to place your new product(s), you are probably constantly deciding on one thing or another. Some of the small decisions may not be as crucial to your business’s success, but there are others that will have a pretty big impact. When it comes to choosing that decision c a difference in your business outcome. We are here to help you choose the best terminal for your specific business. So let’s take a look at some of the deciding factors.


No, we’re not talking about if you’re based in Paris or Atlanta or Bogota, we’re talking about where your terminal is going to go. You need to decide if a countertop, mobile, or even a virtual credit card terminal will suit you best, or maybe a combination of those. Business News Daily shares some great insights into the differences here:

Countertop terminals

These are what you need when you have a brick-and-mortar store. They’ll offer secure transactions and work with credit and debit cards. Some of these terminals can do much more than take a secure payment: they offer rewards, capture information, and ensure order accuracy. Remember, the best terminals are the ones that will work for you and your business, product, or service.

Mobile terminals

You may choose to have these in conjunction with your countertop terminals or on their own if you have a business on the go. Think about this example…you are a dog trainer who visits your clients’ homes. You’ve got to accept payment at the end of each session, so a mobile terminal is a great option for you. All you need is a wireless connection through Wi-Fi and a phone or tablet so you can process card payments wherever you are.

Virtual terminals

When you have a virtual option for purchases, you need a virtual terminal. For instance, at Mondo Payments, our virtual terminals solutions offer complete hosted payment solutions and integrations with most major e-commerce platforms.They’ll instantly transform any PC into a virtual payment terminal without the need for any major hardware investment. Security and ease should be high on your list of must-haves here.


As you look for different credit card terminals, you are going to come across a lot of brands. While each one is going to offer pros and cons, there should be some that stand out to you as the best fit. There are a number of successful brands to meet your needs, like Clover, Ingenico, and Poynt, just to name a few. Each will have pros and cons, strengths and weaknesses, and specifics that will benefit you directly. The best thing is to work with a payment provider that offers multiple solutions and can help you find the best solution to meet your needs. This is one of the advantages we offer our clients by making it easy for them to understand the different options at their disposal to pick the device and solution that will best fit their needs.


Business News Daily offers some great ways to narrow down your search based on your solution needs. For one, think about how much your business processes a month. Is it more than $5,000? Less than this number? Another factor to take into consideration when deciding on what solution you need is how big your business is. You’ll want a different terminal if you have a large business than if you have a small one. Is it a higher-risk business? Are you growing? All of these factors will make a difference in what type of solution will work best for you.


When you put all of your factors together, you’ll naturally take some of the credit card terminal options out of the mix. Another way to narrow down options is to consider your budget. You may find systems with flat-rate pricing, tiered pricing, or interchange-plus pricing. The great thing is that with all the options of credit card payment terminals, there is a solution to meet your budgetary needs whether you are a new small business or a well seasoned, established one.

You’ll want to look into different structures, from monthly fees to network fees and payment gateway fees. Of course, if you have multiple solutions, you may have multiple fees. Again, a lot of this can be individualized so you get the best plan to meet your needs and your budget.

Mondo Payments for all your credit card terminal needs

At Mondo Payments, we offer a wide array of options and solutions for our clients and can help you pick the best terminal and plan for you and your business. We know that the payment landscape is rapidly changing and just as we stay current with all that’s going on, we want to provide you with current, relevant solutions.

Each and every one of your customer’s experiences should be ideal, whether it’s a first purchase, an exchange/return or a repeat visit to your store. When they can have that seamless experience, they’ll be more likely to return and continue purchasing for you.

And just as we want your customers to be happy, we want you, as our customer, to be just as happy. That’s why we have so many personalized factors for your business. We know what’s important to you and we want to make it easy for you to have just what you need. With us, you can:

  • Easily track and access your business from wherever you are at any time
  • Get easy, fast, and reliable deposits
  • Get transparent pricing with guaranteed lowest processing rates
  • Have 24/7 access to outstanding customer service and stress-free setup


If you’d like to chat with any members of our insightful team, contact us and we’ll be able to answer any questions you might have.